![]() Protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident. The typical limit is $100,000 per accident.Ĭovers medical expenses and, in many cases, lost wages. Most commonly, your property damage will pay out when you are at fault for an accident that causes damage to someone else’s car. Typical coverage limits are $100,000 per person/$300,000 per accident.Ĭovers the cost of damages to someone else’s property after an accident you cause. This does not cover medical expenses for the driver, but it does cover medical expenses for passengers and the other driver who was hit. Pays for physical harm in the event of an accident. ![]()
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